Tips For a Smooth Loan Approval

Posted on Tuesday, March 4th, 2014 at 2:31pm.

  • * Do continue making your mortgage or rent payments
  • * Do stay current on all existing accounts
  • * Do keep Working at your current employer
  • * DO continue to use your credit as normal
  • * DO call us if you have any questions
  • * DO NOT make a major purchase ( car, boat,fur, jewelry, etc)
  • * DO NOT apply for new credit ( even if you seem pre-approved)
  • * DO NOT transfer any balances from one accont to another
  • * DO NOT pay off charge offs or collections¬†without a discussion with us first
  • * DO NOT buy any furniture
  • * DO NOT change bank accounts
  • * DO NOT max out or over charge on your credit card accounts
  • * DO NOT Start any home improvement projects
  • * DO NOT Finance any elective medical procedure
  • * DO NOT open a new cell phone account
  • * DO NOT open, close, combine or payoff any loans or credit cards without discussing it with us

If you encounter special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.

 

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